Raiz Invest your spare change

This application is operated by Raiz Malaysia Sdn Bhd (201801021108) and is licensed by the Securities Commission Malaysia (License eCMSL/A0363/2020).

Raiz in Malaysia benefits from the support of Permodalan Nasional Berhad (PNB) and Raiz Invest Limited. Globally, Raiz serves over 600,000 customers with more than AU$1 billion in Funds Under Management (FUM).

• Smart Investing

Raiz offers a platform that enables users to save their spare change from everyday transactions and invest it in a portfolio composed of unit trust funds. Users have the flexibility to set up recurring investments on a daily, weekly, or monthly basis, or to make lump sum investments when additional funds are available.

Moreover, Raiz Rewards provides users with cash bonuses or cashback as they shop, with these earnings automatically directed towards their Raiz account.

The application automatically constructs and rebalances investment portfolios to manage risk effectively and optimize returns. This seamless process integrates investment activities into users' daily lives, simplifying the process of growing wealth.

• Bank Level Security

Ensuring user security is a paramount concern for Raiz, with data protection measures on par with those of financial institutions.

• Simple Fees

Raiz implements a straightforward fee structure: RM1.50 per month for account balances under RM6,000 and a 0.025% monthly fee for balances exceeding RM6,000. Moreover, accounts with a RM0 balance incur no fees, and users can withdraw funds at any time without incurring charges.

The core philosophy of Raiz revolves around regular saving and investing of modest amounts, irrespective of market conditions. This approach is deemed essential for achieving long-term financial stability and effectively navigating market fluctuations.

Embark on your investing journey with Raiz today by downloading the app and taking that pivotal first step towards realizing your financial goals.